The smart way to do debt

Debt is a reality of life for most of us, and, when done right, can be a great tool to help you manage your finances. In fact, never borrowing money can negatively impact your financial health overall. But there are risks involved, too. If you use credit incorrectly, the interest payments on your debt can […]

How important is a 20% down payment to buying a home?

When you’re buying a house, the one piece of advice you get from nearly every person is: Save 20% for a down payment. But, in reality, this may not be the best advice for you. So, if you, or your children, want to buy a home, there may be more important factors to consider. Here’s […]

August 2022 Market Update

Inflation, Labor market & Consumer sentiment Inflation slowed to “just” an 8.5% annual increase in July, down from 9.1% in June and 8.6% in May. On a month-over-month basis, prices were pretty much flat(1). Relief at the gas pump was a major driver of the slowdown with gas falling 7.7% and overall energy falling 4.6% […]